Charm is at the end of her rope. Bills overdue, rent unpaid, and a dying husband. She's barely hanging on and then one night, she stumbles into Joaquin's business and now she has to make a decision: do him a favor, or pay the consequences for seeing things she wasn't supposed to see.

This story was... disjointed and confusing. White didn't know if he wanted to be her savior or her blackmailer and it made for a frustrating experience. The way his personality was written felt at odds from one end of the story to the next. He was supposed to be this generous guy, but seemed to enjoy messing with her when it was obvious she was in a very bad way. And why didn't she know the babysitter was his mom? What was the point of keeping that a secret? Her job situation and the husband seemed like a lot for a holiday story and I found myself not really feeling the spirit, even at the end. It was okay I guess.