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I liked this one less than Money Makeover. I felt that the other one explained the steps better, and that this one was slightly sexist at times.
I still want to follow his seven steps, but I think I got all I needed from the money makeover book.
I still want to follow his seven steps, but I think I got all I needed from the money makeover book.
hopeful
informative
medium-paced
Want to get out of debt? Looking for simple money answers to get your personal finances back on track? This is the book to do it. For years, Dave Ramsey has taught people how to get out of debt, save, and spend in a reasonable fashion. While The Total Money Makeover tells you how to get out of debt and stay that way, Financial Peace tells you why you should do it.
I read this while attending my Financial Peace University class as a component of the course, and while I've worked Dave Ramsey's baby steps for several years now, it's always refreshing to study the material again.
I read this while attending my Financial Peace University class as a component of the course, and while I've worked Dave Ramsey's baby steps for several years now, it's always refreshing to study the material again.
Hubby and I read this as we took the FPU course at a local church. When following the course, the chapters are read out of order and are very similar to what we watched on the DVD in class. This made it a little repetitive for me, but I think the info is good and very useful.
We read this book over 13 weeks while we took the class and I loved the book. I highly recommend reading this book if you are looking to get your finances in order.
Some good advice, but is written more for people whose finances are out of control (rampant credit card debt, missed payments, etc) so large portions aren't all that applicable if you're just looking for retirement and lifecycle financial planning advice and aren't on the brink of bankruptcy.
The author also incorporates a lot of religious views into the text. This reflects his viewpoints, of course, but was a bit distracting and unnecessary.
The author also incorporates a lot of religious views into the text. This reflects his viewpoints, of course, but was a bit distracting and unnecessary.
This book and others by Dave Ramsey helped me get out of debt. There are a lot of good principles in here that can help you reach financial freedom and peace.
informative
slow-paced
Wow. I’m not sure why people are still recommending this book when it’s so incredibly outdated…
There’s a whole section explaining this new technology - the debit card. 🙄 He talks at length about buying groceries via check…
Then there’s the whole point that this was the “revisited version” with new chapters on marriage and singles… So my guess is Dave got some flack on the first go around with the many incredibly sexist things he says in this book. So to try and counter that they bring in his wife at the end of several chapters to add her input. And she laughs it off “hahaa, you know we women are all superficial and love spending money.” (That’s a paraphrase that I’m sure is influenced by my views and not a direct quote from the book.)
The following actually IS a direct quote… “Many men are really frustrated with wives who are spoiled little girls who just want their stuff and they want it now red-faced and lips in pouting position.” Honestly surprised I finished reading after that… 😳
The only chapter worth listening to is chapter 21 “Baby Steps” in which he FINALLY just gives you his recommendations for steps to get out of debt and settle finances.
And don’t get me started on how this is marketed as a financial book but is really 75% about religion and misogyny. He believes women are just here to make babies. He even recommends tithing to churches regardless of how much debt you’re in… 🙄
There’s a whole section explaining this new technology - the debit card. 🙄 He talks at length about buying groceries via check…
Then there’s the whole point that this was the “revisited version” with new chapters on marriage and singles… So my guess is Dave got some flack on the first go around with the many incredibly sexist things he says in this book. So to try and counter that they bring in his wife at the end of several chapters to add her input. And she laughs it off “hahaa, you know we women are all superficial and love spending money.” (That’s a paraphrase that I’m sure is influenced by my views and not a direct quote from the book.)
The following actually IS a direct quote… “Many men are really frustrated with wives who are spoiled little girls who just want their stuff and they want it now red-faced and lips in pouting position.” Honestly surprised I finished reading after that… 😳
The only chapter worth listening to is chapter 21 “Baby Steps” in which he FINALLY just gives you his recommendations for steps to get out of debt and settle finances.
And don’t get me started on how this is marketed as a financial book but is really 75% about religion and misogyny. He believes women are just here to make babies. He even recommends tithing to churches regardless of how much debt you’re in… 🙄
Graphic: Religious bigotry